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Student Insurance - Do I really need it?


Accidents can happen to everyone and by definition, they are unforeseen incidents that happen unexpectedly and unintentionally. Even if you’re the most cautious person, you should still consider purchasing student insurance to cover your personal belongings.

Heading off to university is one of the most exciting times of your life. It is most likely the first time you’re going to be taking care of yourself and perhaps buying your own insurance.

We’re here to help you choose the right cover for your lifestyle.

So what insurance do I need?

There are different types of cover you might want to consider, a common insurance for students is contents cover. Usually building insurance is included in student houses by landlords and student halls by universities, but make sure to do your research and check that it covers any damage made by yourself or your housemates.


You might be thinking whether your parents household insurance will cover you during term time. Usually this is the case but it does depend on the policy, therefore we would urge you to do your research and in if you're a foreign student you should take out your own cover.

You may want to consider protecting yourself against walk-in theft, a theft where there has been no trace left. If you’re sharing a house with other students this might be a good cover to take out as other people’s actions can cause you to be a victim of theft.

Student houses are notoriously easy to break into and appealing to burglars as they can gain maximum reward from them. Every year there are approximately 660,000 students burgled.


Statistics show that in the past 4 years there has been £2 million worth of laptops stolen from students. In the UK alone, 1 in 4 students are burgled during their studies. This is a high number that can be financially straining, especially with all of the other student expenses such as living costs.

Turn your new house into a home with Viola Insurance.

Start thinking about protecting your valuables, speak to our team now 01656 817 360 or visit our website ViolaInsure.


Student Insurance - Do I really need it?
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